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FAQ: Before You Buy Your Policy
When I buy auto insurance from Esurance can I choose a later date for it to take effect?
If you've decided you don't want to wait until the last minute to buy auto insurance this year, you'll find that you now have extra time to shop around and find a great rate. If you've been researching auto insurance and find that you save with Esurance, you can set your policy start date for any time within 60 days of when you buy auto insurance from us.
If you've found a great rate with Esurance, but you still have more than 60 days until your current policy expires, don't fret. In most cases you can switch to Esurance and cancel your other policy before it expires. All you have to do is make sure you've selected today's date as your policy's effective date. Once you buy auto insurance from us, you'll be able to access the forms you need to cancel your policy with your other insurance company. Many auto insurance companies will even give you a partial refund for the unused portion of your pre-paid auto insurance premium.
Be advised that you should always start your new policy before you cancel your old one. This is to avoid gaps in your coverage. A gap is any length of time you've had an interruption in your auto insurance coverage. Believe it or not, even a 1-day lapse in coverage can cause an unwelcome rate increase. Changing insurance carriers or insuring different cars doesn't constitute a gap in coverage, unless you let your auto insurance lapse at some point.
Why wait 60 days when you can buy auto insurance that's affordable and reliable today? Our online quotes are free and take only minutes. If you like the quote you see, you can buy auto insurance in just a few minutes more. Start your auto insurance shopping early, and get a quote from Esurance today!
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