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FAQ: Getting a Quote
Should I include accidents that weren't my fault when I get an online auto insurance quote?
Imagine you're stopped patiently at a red light when, all of a sudden, someone slams into you from behind. You were simply following the rules of the road, and now you've got a giant dent in the rear of your car. Although we do ask you to include incidents like these in your online auto insurance quotes, in most cases you won't be penalized for accidents that weren't your fault. After all, why should you be penalized for someone else's carelessness?
It's important for Esurance to know your claims history, even if the other driver was found at-fault in an accident. Esurance complies with all state laws concerning the type of incidents that can affect insurance prices. This usually means that we make the distinction between accidents that were your fault and accidents that were not.
Generally, if you're found at-fault in an accident, you can expect your auto insurance rates to go up. The severity of the accident helps determine how much your rates will increase and for how long.
Whether you're driving record is clean, or slightly spotted, Esurance offers great rates on auto insurance. In fact, in most states, Esurance rewards safe drivers with a Good Driver Discount. This discount is automatically applied to your online auto insurance quote, if you're eligible. Esurance offers many other great discounts to our policyholders as well. See which discounts you qualify for by getting an online auto insurance quote from Esurance!
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