Esurance FAQ: Are there fees when I buy my auto insurance?
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Home > Learning Center > FAQ > Payment Options > Auto Insurance Fees
FAQ: Payment Options

Are there any fees charged when I buy my auto insurance policy?

Esurance strives to offer our customers the lowest rates possible when they buy auto insurance from us, and we'll never charge you unnecessary fees for your auto insurance coverage. Yet, because we don't want to raise auto insurance rates for all of our customers, we do have to charge fees to cover the cost of certain transactions that occur when you buy auto insurance.

Also, some states legally require us to collect certain fees that are then given back to the state. These fee amounts differ from state-to-state, and not all fees are applicable in every state. These fees will not be a secret when you buy auto insurance from Esurance. Applicable fees and their exact amounts are shown when you buy and renew your auto insurance policy. This way, you'll know what you're paying for.

Because Esurance sells insurance directly to you, we don't have to pay a middleman to offer you our auto insurance. This helps us save on operating costs, and we pass these savings on to you in the form of lower insurance rates.

Buy auto insurance online today and find out just how much you could save. Our policyholders are so happy with their Esurance coverage that 80% would recommend us to their friends and families. Nobody wants to pay extra fees on their big purchases. Luckily, when you buy auto insurance online from Esurance, you can save hundreds of dollars even if you do have to pay a few fees.

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