Esurance Insight: Alabama Auto Insurance Is No Horror
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Home > Learning Center > Insights > Auto Insurance By State > Alabama
Alabama Auto Insurance Doesn’t Have to Be a Horror

What happens when an insect moves into town and destroys the residents’ main source of livelihood? Sounds like the trailer for a horror movie, but for Alabamians living a century ago, the cotton-devouring Boll Weevil was all too real. That little insect caused some big changes to the economy in Alabama, as residents were forced to get over their dependency on cotton and diversify their economy. Not only did they find new products to farm and manufacture, but in the town of Enterprise, residents erected the Boll Weevil monument as a reminder of what dependency and stagnation can bring.

We here at Esurance know auto insurance isn’t the most exciting topic. But let’s face it, just like our economy, auto insurance changes from time to time so it’s important to keep abreast of current industry standards. That’s why we make it our goal to simplify auto insurance and keep our customers well informed so they can feel confident about the coverage they select.

Speak plainly, please.
As part of our efforts to explain insurance to the general public, comprehensive insurance help, written in "plain English," is available throughout our site, specifically in our online Learning Center.

Esurance also encourages safe driving, insurance awareness, and environmental stewardship through its "Esurance Insights" articles highlighting important topics related to cars and drivers, including how your auto insurance needs change during various life stages.

Shop around.
You don't have to wait until your policy expires to take advantage of a better deal on auto insurance. Insurance rates can vary significantly between auto insurance companies, so it pays to shop around. When you get a quote from Esurance, you can compare prices with other insurance companies. In fact, when you find a price you like, we'll help you buy the policy, whether it's from Esurance or not!

Know what you're buying and why.
People waste thousands of dollars every year on auto insurance coverage they don't need. Do a little research, and find out what coverages and limits are best suited for your situation. You could find that you don't need certain coverages or that you can afford to have higher deductibles.

Esurance's Coverage Counselor is a great tool to help you decipher what coverage plan will work best for your auto insurance. The interactive planning tool takes just a few minutes and asks for only basic information. When you're through, you'll get a personalized report with suggestions explaining how much coverage you need and why.

By using the Coverage Counselor, you may realize that your liability limits are too low for your current net worth, or you may find that you don't actually need towing coverage because you're already a member of a motor club. Taking the time to understand what auto insurance coverage you need helps you maximize your insurance dollar.

See how staying informed can help you save on your Alabama auto insurance.
Get your quote today!

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